Have you ever thought to yourself…
“I want to start investing, but I don’t know where to begin.”
“I have a good career, I’m saving a lot of money, but my cash just sits there. I’ve been told I should invest it, but I get overwhelmed with all the options out there. I’m afraid of failing.”
“I want to build wealth. I want my money to work for me, so I don’t have to work forever, but it just all seems so complicated.”
If this sounds like you, you’ve come to the right place. I am going to teach you how investing works – the benefits, the pitfalls, what to buy, and what to avoid – all in a simple and easy to understand format so you can confidently build wealth.
Who am I?
Hi, I’m Mia, founder of Dimes & Dollars.
12 years ago, I purchased my first stocks with money that I had saved up from a summer job. I was a first generation investor–no one in my family had ever invested in stocks before so I didn’t have anyone to show me the ropes. My family immigrated to the U.S. when I was just 3 years old. The only kind of investment that my parents understood was gold, where you buy low and sell high.
In college, I happened to take an accounting course where the instructor understood the importance of investing early. As a homework assignment, she made all of the students fill out an application to open an IRA. I remember one student complaining about the assignment because it was such a trivial exercise to him–he had grown up with parents who had taught him all about investing, so it was common sense to him. To me, it was an eye opening experience. I opened my first Roth IRA the following summer and started my investing career as a value investor based on the financial analysis that I had learned in that accounting class. I crunched numbers from financial reports and poured over the financial news to determine the best stocks to buy. I watched my money grow and it was great at first–when I had the time to dedicate to analyzing stocks. I also made a lot of mistakes and paid all sorts of fees (e.g. account fees, commission/trading fees, transfer fees, and all those hidden fees that you don’t see which can hinder the growth of your portfolio). There was a lot of trial and error.
As my career progressed and my life priorities shifted (working full time while pursuing an MBA and starting a family), I became more strapped for time and just couldn’t dedicate the same amount of time to managing my portfolio.
So I researched the best way to buy stocks to get the best returns, while minimizing risks, without having to dedicate a lot of time to finding and analyzing stocks.
I figured that with an economics degree from UCLA and an MBA, I could teach myself the stuff that financial planners were paid to do, without worrying if they were trying to sell me a product for the commission. I became a DIY investor.
I read the research findings of Nobel Prize winners in economics and finance. I went back and computed how my portfolio would have performed if I had just bought stocks according to those research findings and found that I would have made more money with less effort. I immediately started shifting my portfolio based on the research findings and I haven’t looked back.
Last year, my portfolio increased by over $162,000, more than $100,000 of which was from passive income. Today, I’ve grown my portfolio to over $600,000, all while working my day job as a government employee. I’ve also picked up a couple of rental properties along the way. I spend less than an hour a month now managing my stocks and rental properties.
I’ve learned EXACTLY what it takes to successfully invest in stocks and real estate and I want to help you do the same.
- Confidently building another source of income in addition to your 9-to-5.
- Having your money grow while you are eating, sleeping, or on vacation.
- Having enough money saved for your child’s college education without worrying if they’ll qualify for financial aid.
- Building wealth in a simple manner that you can pass on to your children.
I want to help you build wealth so you can live a rich life.
When you have money, you can focus on more important things in your life–like spending time with your family, building a business, traveling the world, or giving back.
So how can I help you?
You can sign up for my free newsletter, where I share exclusive tips about money that’s not published anywhere else, so you can start building wealth and making your money work for you.
Today, I am able to focus on my career and my family without worrying about money. It doesn’t take any special skills–just a desire to learn. If you want to learn how I got to this point and how you can get there, you can subscribe to my free newsletter below.